Monthly Archives: September 2018

The Technology Blog

Protect Yourself From Computer Viruses

By | Business Network Security, Cyber Security | No Comments

Protect Yourself From Computer Viruses

Grab Some Tissues, Your Computer Has A Runny Nose!
You’ve got aches, slight fever, cough and a runny nose. Chances are, you’ve got a virus. The next few days you’ll spend drinking a lot of water, sipping chicken soup and vegging out. If only computer viruses were as easy to diagnose and treat!

 Protect-Yourself-From-Computer-Viruses

Protect Yourself From Computer Viruses

What is a computer virus?

A computer virus is a malicious code or program that is written to alter the way your computer operates and performs. It acts much like a virus you or I may contract during the course of the year (especially if you don’t wash your hands after being in public areas…). A computer virus “infects” a computer and then can spread from computer to computer as the malicious code or program is shared or if the computer is part of a larger network, like at work. It can even remain dormant on your computer for a period of time showing no major signs or symptoms. Unfortunately, there isn’t any form of technology that is immune to viruses.

What does a computer virus do?

When we get sick, we know that the virus is trying to make our life miserable and make us watch afternoon TV gameshows. When a virus infects a computer there is a much more sinister reasons…Viruses are designed for various purposes; steal passwords or data, log keystrokes, corrupt files and operating systems, spam email contacts and even to take full control of your computer.

How to protect yourself from computer viruses.

Whether surfing the web, downloading apps and programs or opening links and attachments, it’s critical to use caution and protect yourself and your computer.

  • Use and run an anti-virus program. Most anti-virus and computer protection software will protect your computer and warn you when you visit sites that have been linked to distributing files containing viruses. Most anti-virus software also run daily or scheduled scans of your computer to find and eliminate viruses.
  • Make sure your programs and software are kept up to date. New viruses are being developed daily and software companies are continually creating important updates to their programs to protect them from viruses. Set your updates to happen on a regular basis, you can even have your computer update overnight so it’s ready for use in the morning.

If you think your computer has been compromised by a virus or you own a business with multiple computers on your network, contact Pros 4 Technology to discuss your security needs. Don’t wait till there’s a virus, protect your info now!

Protect Your Company From Phishing Scams

By | Business Network Security, Email, Scams | No Comments

Protect Your Company From Phishing Scams

Phishing scams affect hundreds of businesses each year; compromising your company’s information and negatively affecting your reputation. Phishing is one of the most used and successful types of attacks on business because they target a company’s employees.

Protect-Your-Company From Phishing Scams

Protect Your Company From Phishing Scams

How phishing works

Typically, the cybercriminal sends an email to an unsuspecting employee that appears to be from a legitimate source: a coworker or IT support personnel, government agency, bank, a social media or networking site, even a friend or family member in an attempt to get them to click on an embedded link or open an attachment. If they click on the link they are often directed to a false website that appears to be legitimate in an attempt to get them to enter information that can be used to gain access to the company’s information.

What are cybercriminals after

When cybercriminals target a business through a phishing attack they rarely have a specific target employee. What they’re after is information that can be used to commit future crimes or that can be sold: client information, credit card numbers, usernames and password, and sensitive company information.

How to protect yourself and business

  1. Watch for impersonal greetings. Emails from “coworkers” that misspell your name or don’t address you by name should be confirmed with a supervisor. Generic greetings like “Hi” or “Dear Customer” are often red flags because a cybercriminal may not know your name or is sending out a bulk email.
  2. The use of threatening or intimidating language in an attempt to get you to perform an action such as following a link or sending personal information.
  3. Don’t open attachments! Phishing emails will contain attachments that contain malicious software. Attachments may be PDFs, zip.files, Microsoft Word or Excel.
  4. Check the link before you click. If in doubt of a link, scroll your mouse over the link to see the destination of the link. If the destination ISN’T from the website or company that sent the email, DO Not click on it!
  5. Make sure your employees know what to do if they receive a suspicious email and what company policy is in regards to private email use.

If you are a business owner or manage IT for your company, contact Pros 4 Technology to learn more and how to protect your business from phishing scams and threats.

How to Avoid Loan Fee Scams

By | Email, Scams, Social Media | No Comments

How to Avoid Loan Fee Scams

Everyday thousands of people research and apply for loans. You may be looking to buy a new car or house, get student loans to pay for college or refinance your home to consolidate debt. Whatever the reason for the loan, you need to borrow money and want the best interest rate and terms you can find. That’s just good financial sense. Unfortunately, fraudsters and scammers know it too!

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How to Avoid Loan Fee Scams

How Loan Fee Scams Work

If you’re looking for a loan, scammers know how to reel you in. They use emails, phone calls, online ads and even flyers posted in public spaces. They promise “guaranteed” low-interest rates, great repayment terms or that you qualify for a special program. They target new mortgages and home refinancing loans, student loan consolidation, debt consolidation loans, car loans, and government loans and grants. There are as many versions of this scam as there are loan types, which make them very effective. Once they have your attention with their too-good-to-be-true loan, they tell you that you need to pay a “processing fee” to secure your loan or a “one-time payment” to lock in your rate. You make your payment thinking you have the loan, only to discover that the vendor has vanished along with your money.

Tips on Spotting and Avoiding Loan Fee Scams

  • Real lenders post loan fees! If you’re applying for a loan be prepared to pay fees: application fees, credit report fees, appraisals, closing costs, etc. If there are fees that need to be paid they are only charged after you have secured the loan. Scam lenders try to get you to pay fees before you secure the loan. Any up-front fees are a cue to walk away and find a new lender.
  • Real lenders don’t offer guarantees! Real banks and lenders never guarantee a loan in advance of an application or credit analysis. Lenders will ask for financial records, job and salary info and pull credit reports before providing an interest rate and loan amount.
  • Real lenders don’t accept unusual payments! Real lenders never ask you to pay loan fees with Green Dot MoneyPaksiTunes cards, or by wiring money. This is a big red flag that the “lender” you’re talking to is a fraudster!
  • Research the lender! Scammers will pretend to be from an official organization or a known and trustworthy lending institution. They may even know enough about you and try and convince you that they are your current lender! Research the lending agency and check if the loan program that is being offered is real and legitimate. In the United State and Canada, all lenders and loan brokers must register where they do business. In the U.S. call your Attorney General’s Office  or your state’s Department of Banking or Financial Regulation. Report scams to the BBB. In Canada, visit the Canadian Securities Administrators website and perform a National Registration Search. Report scams directly to the Canadian Securities Administration.