The Technology Blog

Time To Upgrade Your Wallet

Time To Upgrade Your Wallet

We’ve all seen the commercials of people zooming through the checkout line with a simple “tap” of their credit card. You don’t have time to waste with swiping, inserting, and pin numbers. A simple “tap” and you’re on your way. It may make your shopping experience a breeze, but like all new banking technology scammers have found a way to exploit it.

How-To-Protect-Your-Identity & Credit Card

How To Protect Your Identity & Credit Card

The Traditional Pickpocket

In the 2015 film, Focus, there’s a great scene that shows a team of pickpockets easily separating people from their possessions. When we think of a “pickpocket” we probably think of some slight-of-hand work, misdirection, or an impish character straight out of a Charles Dickens novel. In today’s tech-savvy age, pickpockets don’t need any of these refined skills. All they need is a high-tech radio scanner and to be close enough to you to pick up the radio frequency emitted by your “tap and go” credit card. The technology of “tap and go” credit cards is known as Radio Frequency Identification Detection or RFID.  

How Radio Scanner Pickpocketing Works

It’s really quite simple and almost undetectable when it happens, making it a low-risk operation for a criminal. Your “tap and go” credit card emits a radio frequency that communicates your card information, this is how your card information passes to the credit card reader at the store. What criminals have discovered is that by using a radio frequency scanner they can steal your credit card information; card number, expiration date, security code, and the name on the card. All they have to do is have the scanner hidden on their person and get close enough for the scanner to pick up the frequency of the card.

How To Protect Your Identity & Credit Card

If you’ve ever read a travel guide book, one of the top ways they give for avoiding pickpockets is to conceal your documents, cash and checks in a travel belt wallet that can be hidden inside your shirt or pants. Essentially, it’s the same concept when it comes to protecting your identity and “tap and go” credit card from electronic pickpockets. There are several brands and styles of RFID blockers including wallets, purses and individual holders. Simply keep your “tap and go” credit in a RFID blocking case and criminals will not be able to electronically pickpocket you.

Not sure if your card is RFID enabled? The next time you’re in a store that is set up for “tap and go”, give it a try, but tP4he best way to be sure is to call your credit card company or bank and to ask.