Monthly Archives: February 2019

The Technology Blog

Multi-Level Marketing Work From Home Jobs

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Multi-Level Marketing Work From Home Jobs

Last week we talked about Work From Home Job Scams – how to spot and avoid them so you can have success in your job search. There are many employment options that provide the ability to work from home, but we did leave one type of home employment out. We think it deserves its own post.

These work from home jobs are seemingly perfect! They offer all the best advantages; the ability to create your own flexible schedule, the promise of unlimited monthly income, and a clear action plan provided by the company. You’re able to change your life as an independent sales representative for reputable multi-level marketing (MLM) company.

We’ve heard the sales pitch from a family member, friend, co-worker, or even a random stranger at the gym. They’ve got a life-changing, one-of-a-kind product that we’ve got to try! And, if we like it, they can tell us how to make money selling it…

 

Multi-Level-Marketing-Work-From-Home-Jobs

Multi-Level Marketing Work From Home Jobs

Legitimate Multi-Level Marketing (MLM) Companies vs. Pyramid Schemes

Though some people may argue it, not all multi-level marketing companies are pyramid schemes. But, before you join up with Mary Kay, Herbalife, Beautycounter or any of the other MLM companies out there, know what you’re getting into. To be successful in any venture takes hard work and dedication. Any company promising thousands of dollars for little or no work is making empty promises.

 

  • Normal Distribution – In normal distribution products come from a manufacturer and are handled and sold on by wholesalers and distributors to retailers and finally to consumers. Consumers purchase the products based on value and money moves up the line back to the manufacturer.

 

Manufacturer → Wholesaler → Distributor → Retailer → Consumer← Money ← → Value →

  • Legit MLM Distribution – The MLM distribution model takes out the “middle-man” in the distribution chain. There is a manufacturer with a product and a MLM company creates a direct-sales model to get that product to consumers. In the model, money flows up the line to the manufacturer and value is passed down the line to the consumer.

Manufacturer → MLM Co. → Upper Level → Mid. Level → Newest → Consumers← Money ← → Value →

 

  • Pyramid Schemes – Pyramid schemes use the MLM model to dupe unsuspecting people and investors. They have all the levels of distribution, the promise of success, a great product that’s easy to get behind, and a clear strategy for their independent sales representatives. But the big problem is that there is no value coming down the line to the consumer. There is either a product consumers don’t buy or no product at all. It’s a model that depends on people buying the product themselves and developing their “down-line” or getting new people to buy-in and become members.

CEO or Board → Upper Level → Mid. Level → Newest → Newest → Consumers?← Money ← Money ← Money ← → Value? →

How To Spot A Pyramid Scheme

  • The best way to spot a pyramid scheme is to trust your gut. “Too good to be true” promises, results, or products should be a dead give away. Some products are better than others, but results that border on the miraculous…I don’t think so.
  • Do your research. There are great resources out there to check out business, such as the Better Business Bureau (BBB), the Direct Selling Association (DSA), and numerous articles like this blog about MLM companies.
  • What percentage of their product sales are from non-member customers buying and reordering product? A life in sales is hard when customers aren’t buying the product and repeat customers are rare.
  • What percent of the company’s sales are to non-member customers? If the only people buying are people who are supposed to be selling it, you know you’ll truly be “spending money to make money.”

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Work From Home Job Scams

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Work From Home Job Scams

So you want to work from home. The thought of working full or part-time from home is appealing to many of us: not having to rush out the door to beat traffic, no need to take a vacation day when the kids have a snow day or are home from school, the ability to make work fit your schedule, or maybe it’s for extra money to pay off debts or save for vacation. Whatever the motivation to work from home, there are many great opportunities in today’s job market. Knowing which opportunities are legitimate and which are scams can be tricky to navigate.

Work-From-Home-Job-Scams

Work From Home Job Scams

Working From Home

With better technology, time tracking apps, and online capabilities more employers are offering work from home positions than ever before. It not only helps attract younger people to their company, but it also cuts down on their expenses (if your employees work from home you don’t need a big fancy office). Some employers are even offering incentive programs where employees earn days to work from home.

There’s also secret shopping, editing, product reviewing, blogging and countless other opportunities to work from home that don’t have the “corporate” structure so many of us are accustomed to. You know people work from home. You know people are successful that work from home. How do you make that your reality? How do you find that perfect work from home job?

Search: Work From Home Job

There isn’t a magic strategy to finding a work from home job. It takes research, planning, and patience. The typical job search, application and interview process applies to work from home jobs. However, scammers have targeted the work from home job seeker because most people are looking for a flexible second-income or aren’t able to commit to a set job schedule (think stay-at-home-moms) and they don’t have the experience or knowledge to navigate the work from home job search. Work from home job seekers typically fall prey to scammers and fraudsters because they don’t know how to spot the scam.

4 Ways to Spot Work From Home Job Scams

  • Pay to Work – Scammers and fraudsters set up fraudulent company websites offering opportunities to work from home where all you have to do is set up a profile and pay a fee to be a part of the organization. You set up a profile and pay the fee, but nothing comes from it except additional attempts to scam you. This scam is often seen with Secret or Mystery Shopper positions. If you’re looking for an opportunity in this field check out the Mystery Shopping Providers Association (MSPA) to find legitimate businesses and employment opportunities.
  • Asking for Personally Identifiable Information – You’re prompted to enter personally identifiable information (such as your social security number) on the initial job application or during account creation. Reputable and legitimate employers only ask for this type of information after a successful application and interview processes and an offer of employment is contingent upon a successful background check
  • Perform a Test Service – Scammers will ask you ask you to perform a simple task to under the guise of determining suitability and if you like the type of work required. In the most common scam, fraudsters send you a check and ask you to deposit it into your personal checking account and then perform a simple wire transfer. If the check is for $350 they instruct you to wire $200 and you keep the $150. The catch is you have to deposit the check and do the wire transfer on the same day. Unfortunately, the check is fake and now your on the hook for everything.
  • Too Good To Be True Offer – We’ve all seen and heard the ads “make thousands of dollars a month and never leave your home!” These ads are designed to reel us in, but there is always a catch. Ignore these and keep searching, the perfect job is out there!

Searching and applying for jobs is stressful. Don’t let that stress turn to panic by falling for cyber fraud and scams. Take your time, research the companies you’re applying to, and protect yourself.

 

Cyber Security Tips For Daily Life

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On any given day we find ourselves coming and going as we stick to schedules and meet the demands of daily life. Throughout the day we stay connected through our phones, tablets, PCs, watches and any number of other devices. We bounce between home, work, mobile and public networks with ease and often without even thinking about it.

Cyber-Security-Tips-For-Daily-Life

Cyber Security Tips For Daily Life

Cyber Awareness For Home, Work & Play

If you could separate your life into 3 categories where time is spent it would probably be Home, Work, and Play. For today’s post, we’re going to look at some easy cybersecurity steps that you can take to protect your device and identity during daily life.

Cybersecurity Tips For The Home

With the average American spending over 10 hours of screen time per day, understanding simple cybersecurity principles is crucial. Afterall, you are your first line of defense against cybercrimes.

  • Password Strength & Management – Most people have multiple online accounts, from social media sites and email to mobile banking and work accounts. The challenge of remembering all those passwords can lead to a “standard” password that you use for multiple sites. What happens when a hacker gains access to that password? All of your account are compromised. Create unique, strong passwords for each online account and if you’re nervous about forgetting them, use a Password Manager. Password Managers are an invaluable tool to protecting your accounts and information.
  • Anti-Malware & Antivirus Software – Make sure your antivirus and malware software gets automatic updates. This will help keep your devices safe from new cyber threats. Also, take the time to review your software features. Depending on what you use your home network for, upgrading or purchasing additional software may be required to keep your family’s devices secure.
  • Smart Devices – Our homes are going more and more digital with everything from thermostats and lightbulbs to washers and dryers. We can now sync our phones to various appliances and devices throughout our home. All of these devices have generic or default usernames and passwords.Change them immediately after the device is set up since they are typically public knowledge.

Cybersecurity Tips For Work

Everybody wants to do their best at work. Completing projects on time, communicating effectively, and performing job duties can mean the difference in earning that coveted promotion or getting a raise. No one want to be the person who causes or leaves the company vulnerable to a cyber threat. Following these steps will help you be more cybersecurity savvy while in the workplace.

  • Report Incidents & Suspicious Activity – From phishing to vishing, successful scams and frauds typically have one thing in common, during the scam an employee didn’t report or question a request. Reporting suspicious behavior, emails, or upper management requests may seem trivial, but keeping your direct manager and IT informed of these events ensures a fast incident response.
  • Respecting Clearance Levels – Businesses of all sizes restrict access to information and physical spaces. For example, only HR has access to sensitive personally identifiable information and there a specific policies in place to protect it. Also, access to data for certain work areas is limited to people who work in that specific department, for security reasons.Don’t let others use your credentials to access areas or information that they don’t have clearance to, and report it if a coworker asks you to do so.
  • Know & Follow Company Policy – We’ve talked about a number of scams email compromise All too often, cyber criminals are able to steal from businesses because employees don’t know or follow company policy. Don’t be that employee. Understanding your company’s policies and procedures will not only protect your company’s assets but also your standing within the company.

Cybersecurity Tips For Public Wifi

From our favorite coffee shop to limited mobile network access, we all use public access wifi at some point. These hotspots are convenient for customers and can increase foot traffic for many businesses, but be wary when using them. Areas with public wifi access are a prime spot for cybercriminals. Take steps to protect your devices when using public wifi.

  • Use a VPN – If you find yourself using public networks often, use a VPN (virtual private network). When you use a VPN you gain the security of a private network while using a public internet connection.
  • Remember Your Device – Our phone may be always on us so it’s surprising how often they get left behind. Make sure your phone or tablet is protected by a password and set up the remote services so that you can find your phone and protect the information that is on it.
  • Connecting Is Key – Check your wifi settings on your phone or mobile device. Some devices have an auto-connect feature which allows the device to search for and join networks automatically. It’s a convenient feature, but it leaves you open to attacks by criminals. The best practice is to manually go into your wifi settings and select the network you wish to join.

want you to stay safe and be cybersecurity savvy in 2019! Read on in The Technology Blog to learn more cybersecurity tips. Looking to improve your business’ cybersecurity? Contact us today to discuss Managed IT Services, Cloud Server Solutions, Data Backup & Recovery, and more.